১০ হাজার কোটি টাকার নতুন কৃষিঋণ তহবিল, সুদ ৮%

Bangladesh Bank has launched a 10,000 crore taka refinancing scheme to bolster national food security and boost rural employment. This five-year initiative offers loans at a maximum interest rate of 8 percent, specifically targeting small-scale, marginal, and female farmers. To ensure the funds reach genuine cultivators, banks will utilize government-issued farmer cards and local agricultural department data. Small farmers can access up to 5 lakh taka without collateral, while larger agricultural projects can secure up to 1 crore taka. Notably, the funds are strictly intended for new agricultural activities and cannot be used to settle existing debts. Participating commercial banks will receive the funds from the central bank at a 4 percent interest rate, with the responsibility of managing loan distribution and recovery resting on them.

This initiative provides essential financial support to the agricultural sector, aiming to increase productivity and economic self-sufficiency for rural farmers while keeping borrowing costs affordable.