Alipay's Biggest Transformation: AI-Powered Revamp Unveiled
Ant Group is testing an AI-powered version of Alipay, marking the most radical overhaul in the payment platform's nearly 20-year history. Unlike simply embedding an AI assistant into the existing app, the new version allows users to switch with one click into an entirely conversation-driven Alipay interface, sources familiar with the matter told LatePost. The project, internally codenamed "Bao Plan" and led by Alipay Business Group President Li Jun, has been under development
Ant Group is introducing a significant AI-driven update to its Alipay platform, representing its most substantial change in two decades. This new version moves beyond a simple AI assistant, offering users a fully conversational interface with a single click. Internally codenamed "Bao Plan," the project prioritizes natural language interaction, shifting from the current "service as app" model to "service as conversation." The AI-powered Alipay aims to understand and execute tasks across millions of existing mini-programs, employing a dual approach of merchant integration and AI visual comprehension. This strategic overhaul positions Alipay to compete in the evolving digital assistant landscape, with a focus on daily life services, finance, and healthcare. The platform is expected to launch soon, with regular updates and an open platform for developers and merchants planned.
This transformation signifies a major shift in how users will interact with digital services in China, potentially setting a new standard for super-agent applications.
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