French Constitutional Council Rules Banks Can Charge Inheritance Fees on Minor's Accounts
La Caisse d’Epargne contestait une loi de 2025 exemptant de frais bancaires certaines successions. La décision annule l’absence de frais dans les cas prévus mais confirme un plafond général de 1 % des avoirs, dans la limite de 850 euros.
The French Constitutional Council has ruled that banks can once again charge inheritance fees on accounts belonging to deceased minors. This decision overturns a 2025 law that had exempted certain inheritances from bank fees. The ruling reinstates the possibility of fees in specific cases. However, the Council confirmed a general cap of 1% of the assets, not exceeding 850 euros. The Caisse d’Epargne had challenged the exemption law. This judgment clarifies the regulations surrounding bank fees on inherited accounts. The decision impacts how financial institutions handle such transactions.
This ruling by the Constitutional Council revises banking regulations on inheritance fees, affecting financial practices for accounts of deceased minors.
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