신용점수 626점→449점…‘햇살론’ 다 갚았는데, 뭐가 문제일까요?

A South Korean individual experienced a significant drop in their credit score, falling from 626 to 449, despite having fully repaid a "Saesal-loan." This unexpected decline raises questions about the factors influencing creditworthiness beyond simple loan repayment. The situation highlights a potential disconnect between loan settlement and overall credit health, leaving the individual seeking clarification on the underlying issues.

This situation matters because it points to potential complexities in South Korea's credit scoring system that may not be fully transparent to borrowers, impacting their financial future.