विद्युतीय माध्यमबाट १० लाखसम्म कर्जा लिन सकिने

Nepal Rastra Bank has officially increased the ceiling for digital loans, allowing borrowers to access up to 1 million rupees through electronic channels. Previously, this limit was capped at 500,000 rupees. The central bank implemented this change by amending the 2078 guidelines governing digital lending practices. This policy shift is specifically designed to streamline the credit process for micro, small, and medium-sized enterprises. By basing these loans on transaction history, the regulator aims to make financial resources more accessible and efficient for smaller business operators.

This policy adjustment significantly enhances liquidity access for small-scale entrepreneurs by leveraging digital infrastructure to simplify credit delivery.